IUL Growth Calculator

See how your cash value could grow with market-linked returns and downside protection.

Adjust Your Inputs

$500
$100$5,000
20 years
5 years40 years
7%
0%12%

Floor (Guaranteed Minimum)

0%

You never lose in a down year

Cap (Typical Maximum)

10%

Max credited in a good year

Total Contributions

$120,000

Projected Cash Value

$260,464

Growth

+$140,464

Important: This calculator provides estimates for illustrative purposes only. Actual IUL policy performance depends on the specific index strategy, cap rates, participation rates, policy charges, and cost of insurance. Past index performance does not guarantee future results. This is not a guarantee of policy performance. For an accurate illustration based on your specific situation, request a free consultation.

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